
Built for Northeast Florida homebuyers who want clarity and confidence when purchasing new construction.



Understand the difference between unimproved and improved taxes, and what that means for your payment after closing.

See how your property taxes could affect your total monthly payment so you can plan ahead confidently.

Avoid surprises after closing and feel confident knowing what to expect when your taxes adjust.
Broker Owner | Construction Loan Specialist | Mortgage Coach
With over two decades in the mortgage industry, Jason Kindler has built a reputation as one of Northeast Florida’s leading experts in new construction and builder financing.
As the Owner of First Coast Mortgage Funding, Jason has worked hand-in-hand with top builders, developers, and real estate agents across Florida, helping thousands of families navigate the complexities of new builds and property tax projections!
His deep understanding of construction timelines, phase funding, and post-close tax assessments has made him the go-to lender for agents who want their buyers fully informed from day one.
Jason’s mission is simple:
To equip buyers with the tools and knowledge to confidently go through the new construction process and prevent post-closing surprises!


Most homebuyers don’t realize that property tax assessments take time to catch up on new construction homes. When that happens, your escrow account may adjust later, leading to unexpected changes in your monthly payment.
This simple tool will help you see what to expect early, so you can plan ahead confidently and avoid surprises after you move in!

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